Mortgage Calculator & Tools

We have created a range of online mortgage tools and calculators to help you work everything out.


Consumer who is not credit worthy and may find it difficult or impossible to obtain a debit card can more easily obtain a debit card, allowing him/her to make plastic transactions. For example, legislation often prevents minors from taking out debt, which includes the use of a debit card, but not online debit card transactions. Like debit cards, debit cards are accepted by merchants with less identification and scrutiny than personal checks, thereby making transactions quicker and less intrusive. Unlike personal checks, merchants generally do not believe that a payment via a debit card may be later dishonored.

Nationwide Debit Card

The Nationwide debit card could save you money whether you're looking to transfer a balance or make purchases. We're offering a choice of introductory offers so that you can choose the one which suits your needs. Whether you’re a new customer and wish to sign up to Online Card Services for the first time or an existing customer who needs to activate your card, accessing your information is simple and easy with our's Online Card Services. You can access your account 24 hours a day, 7 days a week and the service is fast, safe and secure–providing you with the peace of mind that your account is well protected.

You can access your account 24 hours a day, 7 days a week and the service is fast, safe and secure–providing you with the peace of mind that your account is well protected. Rewards debit cards work in a similar way to cash back cards - but they earn the spender reward points in a particular scheme, rather than cash. When choosing a reward card, you need to think about where you typically spend your money.




credit card online

How much can I borrow?

Simply tell us how much you earn, and if you have any loan commitments, and we'll work out how much you may be able to borrow.

Budget planner

We'll help you work out how much you can afford on mortgage repayments by adding up your monthly bills and looking at other financial commitments over the year. By thinking about everything from gas and electricity bills, to big one-off purchases such as holidays or appliances for the home, you should have a clearer idea of what you can and can't afford.

Ask a Question

Can't find what you're looking for? Try typing the question or key words into this search bar and we'll do everything we can to help.

Monthly Repayment

Work out how much your monthly repayments will be for the Northern Rock mortgage you want.

Mortgage overpayment calculator

With this overpayment calculator, you can work out how much you could save on your mortgage by paying it off quicker. Simply play around with the overpayment figures to see what this could mean for you.

Jargon buster

Search our handy glossary alphabetically for the term you are looking for.